BanksBANK OF PENSACOLA

BANK OF PENSACOLA

PENSACOLA, FLSmallEst. Oct. 26, 1973, midnightFDIC #21284RSSD #581237FDIC
Latest · 2025-12-31

BANK OF PENSACOLA is an FDIC-insured commercial bank headquartered in PENSACOLA, FL, established in Oct. 26, 1973, midnight. As of 2025-12-31, the bank reported total assets of $144M and total deposits of $130M. Profitability stands at 0.82% ROA and 8.66% ROE, with a net interest margin of 3.19%. CET1 capital ratio: 9.51%. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$144M
Deposits
$130M
Loans
$76M
Equity
$14M

Profitability

Return on Assets (ROA)0.82%
Return on Equity (ROE)8.66%
Net Interest Margin3.19%
Yield on Assets4.11%
Cost of Funds0.94%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.72%

Capital & Liquidity

CET1 Ratio9.51%
Tier 1 Capital9.51%
Total Capital Ratio9.98%
Leverage Ratio9.74%
Loan-to-Deposit58.49%

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