BanksCHARTER WEST BANK

CHARTER WEST BANK

WEST POINT, NEMediumEst. April 1, 1985, midnightFDIC #26185RSSD #582953FED
Latest · 2025-12-31

CHARTER WEST BANK is an FDIC-insured commercial bank headquartered in WEST POINT, NE, established in April 1, 1985, midnight. As of 2025-12-31, the bank reported total assets of $508M and total deposits of $450M. Profitability stands at 1.30% ROA and 14.34% ROE, with a net interest margin of 4.37%. CET1 capital ratio: 9.11%. NPL ratio: 0.23% · Texas Ratio: 1.83%. Operates 6 domestic branches.

Assets
$508M
Deposits
$450M
Loans
$414M
Equity
$47M

Profitability

Return on Assets (ROA)1.30%
Return on Equity (ROE)14.34%
Net Interest Margin4.37%
Yield on Assets7.03%
Cost of Funds2.73%

Asset Quality

NPL Ratio0.23%
Net Charge-Off Ratio0.03%
Texas Ratio1.83%
NPA Ratio0.19%
ACL / Loans1.22%

Capital & Liquidity

CET1 Ratio9.11%
Tier 1 Capital9.11%
Total Capital Ratio9.57%
Leverage Ratio9.33%
Loan-to-Deposit92.08%

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