BanksPILOT GROVE SAVINGS BANK

PILOT GROVE SAVINGS BANK

PILOT GROVE, IALargeEst. Jan. 1, 1911, midnightFDIC #9100RSSD #585749FDIC
Latest · 2025-12-31

PILOT GROVE SAVINGS BANK is an FDIC-insured commercial bank headquartered in PILOT GROVE, IA, established in Jan. 1, 1911, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $1.0B. Profitability stands at 1.66% ROA and 16.47% ROE, with a net interest margin of 3.87%. CET1 capital ratio: 10.01%, well above regulatory minimums. NPL ratio: 0.10% · Texas Ratio: 0.83%. Operates 17 domestic branches.

Assets
$1.1B
Deposits
$1.0B
Loans
$863M
Equity
$116M

Profitability

Return on Assets (ROA)1.66%
Return on Equity (ROE)16.47%
Net Interest Margin3.87%
Yield on Assets6.02%
Cost of Funds2.22%

Asset Quality

NPL Ratio0.10%
Net Charge-Off Ratio0.09%
Texas Ratio0.83%
NPA Ratio0.09%
ACL / Loans1.00%

Capital & Liquidity

CET1 Ratio10.01%
Tier 1 Capital10.01%
Total Capital Ratio10.92%
Leverage Ratio8.53%
Loan-to-Deposit85.41%

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