BanksFIRST PALMETTO BANK

FIRST PALMETTO BANK

CAMDEN, SCLargeEst. Jan. 1, 1904, midnightFDIC #28396RSSD #586072FDIC
Latest · 2025-12-31

FIRST PALMETTO BANK is an FDIC-insured commercial bank headquartered in CAMDEN, SC, established in Jan. 1, 1904, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $956M. Profitability stands at 1.12% ROA and 12.33% ROE, with a net interest margin of 3.72%. CET1 capital ratio: 13.00%, well above regulatory minimums. NPL ratio: 0.17% · Texas Ratio: 1.26%. Operates 22 domestic branches.

Assets
$1.1B
Deposits
$956M
Loans
$778M
Equity
$95M

Profitability

Return on Assets (ROA)1.12%
Return on Equity (ROE)12.33%
Net Interest Margin3.72%
Yield on Assets5.69%
Cost of Funds2.00%

Asset Quality

NPL Ratio0.17%
Net Charge-Off Ratio0.01%
Texas Ratio1.26%
NPA Ratio0.13%
ACL / Loans1.52%

Capital & Liquidity

CET1 Ratio13.00%
Tier 1 Capital13.00%
Total Capital Ratio14.25%
Leverage Ratio9.02%
Loan-to-Deposit81.41%

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