BanksSAVINGS BANK

SAVINGS BANK

PRIMGHAR, IASmallEst. Nov. 15, 1894, midnightFDIC #13735RSSD #588348FDIC
Latest · 2025-12-31

SAVINGS BANK is an FDIC-insured commercial bank headquartered in PRIMGHAR, IA, established in Nov. 15, 1894, midnight. As of 2025-12-31, the bank reported total assets of $293M and total deposits of $252M. Profitability stands at 1.72% ROA and 13.87% ROE, with a net interest margin of 3.67%. CET1 capital ratio: 15.85%, well above regulatory minimums. NPL ratio: 0.60% · Texas Ratio: 6.31%. Operates 3 domestic branches.

Assets
$293M
Deposits
$252M
Loans
$222M
Equity
$37M

Profitability

Return on Assets (ROA)1.72%
Return on Equity (ROE)13.87%
Net Interest Margin3.67%
Yield on Assets6.30%
Cost of Funds2.79%

Asset Quality

NPL Ratio0.60%
Net Charge-Off Ratio0.46%
Texas Ratio6.31%
NPA Ratio0.88%
ACL / Loans1.57%

Capital & Liquidity

CET1 Ratio15.85%
Tier 1 Capital15.85%
Total Capital Ratio17.11%
Leverage Ratio13.29%
Loan-to-Deposit88.20%

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