BanksBANK OF TRAVELERS REST

BANK OF TRAVELERS REST

TRAVELERS REST, SCLargeEst. March 10, 1946, midnightFDIC #16389RSSD #589523FDIC
Latest · 2025-12-31

BANK OF TRAVELERS REST is an FDIC-insured commercial bank headquartered in TRAVELERS REST, SC, established in March 10, 1946, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.4B. Profitability stands at 1.51% ROA and 17.93% ROE, with a net interest margin of 3.22%. CET1 capital ratio: 15.16%, well above regulatory minimums. NPL ratio: 0.23% · Texas Ratio: 1.43%. Operates 10 domestic branches.

Assets
$1.6B
Deposits
$1.4B
Loans
$902M
Equity
$134M

Profitability

Return on Assets (ROA)1.51%
Return on Equity (ROE)17.93%
Net Interest Margin3.22%
Yield on Assets4.88%
Cost of Funds1.80%

Asset Quality

NPL Ratio0.23%
Net Charge-Off Ratio0.08%
Texas Ratio1.43%
NPA Ratio0.13%
ACL / Loans1.32%

Capital & Liquidity

CET1 Ratio15.16%
Tier 1 Capital15.16%
Total Capital Ratio16.35%
Leverage Ratio9.85%
Loan-to-Deposit64.59%

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