Banks LINCOLN SAVINGS BANK

LINCOLN SAVINGS BANK

REINBECK, IA Large Est. Jan. 1, 1902, midnight FDIC #14207 RSSD #589943 FDIC
Latest · 2025-12-31

LINCOLN SAVINGS BANK is an FDIC-insured commercial bank headquartered in REINBECK, IA, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $1.8B and total deposits of $1.5B. Profitability stands at -0.23% ROA and -2.63% ROE, with a net interest margin of 2.87%. CET1 capital ratio: 12.07%, well above regulatory minimums. NPL ratio: 3.13% · Texas Ratio: 26.93%.

Assets
$1.8B
Deposits
$1.5B
Loans
$1.2B
Equity
$155M

Profitability

Return on Assets (ROA)-0.23%
Return on Equity (ROE)-2.63%
Net Interest Margin2.87%
Yield on Assets5.37%
Cost of Funds2.55%

Asset Quality

NPL Ratio3.13%
Net Charge-Off Ratio0.10%
Texas Ratio26.93%
NPA Ratio2.65%
ACL / Loans1.53%

Capital & Liquidity

CET1 Ratio12.07%
Tier 1 Capital12.07%
Total Capital Ratio13.32%
Leverage Ratio9.01%
Loan-to-Deposit76.99%

This is just the summary.

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