BanksFINANCIAL FEDERAL BANK

FINANCIAL FEDERAL BANK

MEMPHIS, TNLargeEst. Jan. 1, 1973, midnightFDIC #31840RSSD #590976FED
Latest · 2025-12-31

FINANCIAL FEDERAL BANK is an FDIC-insured commercial bank headquartered in MEMPHIS, TN, established in Jan. 1, 1973, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $874M. Profitability stands at 0.45% ROA and 4.59% ROE, with a net interest margin of 2.66%. CET1 capital ratio: 9.76%. NPL ratio: 0.23% · Texas Ratio: 2.13%. Operates 1 domestic branch.

Assets
$1.1B
Deposits
$874M
Loans
$1.1B
Equity
$107M

Profitability

Return on Assets (ROA)0.45%
Return on Equity (ROE)4.59%
Net Interest Margin2.66%
Yield on Assets6.69%
Cost of Funds4.17%

Asset Quality

NPL Ratio0.23%
Net Charge-Off Ratio0.19%
Texas Ratio2.13%
NPA Ratio0.22%
ACL / Loans0.72%

Capital & Liquidity

CET1 Ratio9.76%
Tier 1 Capital9.76%
Total Capital Ratio10.25%
Leverage Ratio9.73%
Loan-to-Deposit120.43%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required