BanksFIDELITY BANK

FIDELITY BANK

SAVANNA, ILSmallEst. Jan. 1, 1920, midnightFDIC #5753RSSD #597041FDIC
Latest · 2025-12-31

FIDELITY BANK is an FDIC-insured commercial bank headquartered in SAVANNA, IL, established in Jan. 1, 1920, midnight. As of 2025-12-31, the bank reported total assets of $199M and total deposits of $165M. Profitability stands at 0.57% ROA and 8.05% ROE, with a net interest margin of 4.05%. CET1 capital ratio: 11.06%, well above regulatory minimums. NPL ratio: 0.76% · Texas Ratio: 7.20%. Operates 6 domestic branches.

Assets
$199M
Deposits
$165M
Loans
$144M
Equity
$14M

Profitability

Return on Assets (ROA)0.57%
Return on Equity (ROE)8.05%
Net Interest Margin4.05%
Yield on Assets6.59%
Cost of Funds2.54%

Asset Quality

NPL Ratio0.76%
Net Charge-Off Ratio0.05%
Texas Ratio7.20%
NPA Ratio0.55%
ACL / Loans0.63%

Capital & Liquidity

CET1 Ratio11.06%
Tier 1 Capital11.06%
Total Capital Ratio11.80%
Leverage Ratio8.01%
Loan-to-Deposit87.24%

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