BanksAMERICAN BANK

AMERICAN BANK

COVINGTON, LASmallEst. Sept. 14, 1964, midnightFDIC #19234RSSD #597452FDIC
Latest · 2025-12-31

AMERICAN BANK is an FDIC-insured commercial bank headquartered in COVINGTON, LA, established in Sept. 14, 1964, midnight. As of 2025-12-31, the bank reported total assets of $338M and total deposits of $295M. Profitability stands at 1.77% ROA and 15.62% ROE, with a net interest margin of 6.28%. CET1 capital ratio: 10.37%, well above regulatory minimums. NPL ratio: 2.98% · Texas Ratio: 23.19%. Operates 5 domestic branches.

Assets
$338M
Deposits
$295M
Loans
$230M
Equity
$39M

Profitability

Return on Assets (ROA)1.77%
Return on Equity (ROE)15.62%
Net Interest Margin6.28%
Yield on Assets8.62%
Cost of Funds2.49%

Asset Quality

NPL Ratio2.98%
Net Charge-Off Ratio0.14%
Texas Ratio23.19%
NPA Ratio2.94%
ACL / Loans1.74%

Capital & Liquidity

CET1 Ratio10.37%
Tier 1 Capital10.37%
Total Capital Ratio10.89%
Leverage Ratio10.58%
Loan-to-Deposit77.91%

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