BanksBLACK RIVER COUNTRY BANK

BLACK RIVER COUNTRY BANK

BLACK RIVER FALLS, WISmallEst. Jan. 1, 1907, midnightFDIC #15152RSSD #603540FDIC
Latest · 2025-12-31

BLACK RIVER COUNTRY BANK is an FDIC-insured commercial bank headquartered in BLACK RIVER FALLS, WI, established in Jan. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $103M and total deposits of $88M. Profitability stands at 1.54% ROA and 20.66% ROE, with a net interest margin of 4.16%. CET1 capital ratio: 12.14%, well above regulatory minimums. NPL ratio: 0.33% · Texas Ratio: 3.00%. Operates 2 domestic branches.

Assets
$103M
Deposits
$88M
Loans
$77M
Equity
$7M

Profitability

Return on Assets (ROA)1.54%
Return on Equity (ROE)20.66%
Net Interest Margin4.16%
Yield on Assets5.72%
Cost of Funds1.55%

Asset Quality

NPL Ratio0.33%
Net Charge-Off Ratio0.00%
Texas Ratio3.00%
NPA Ratio0.25%
ACL / Loans1.59%

Capital & Liquidity

CET1 Ratio12.14%
Tier 1 Capital12.14%
Total Capital Ratio13.39%
Leverage Ratio8.71%
Loan-to-Deposit87.05%

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