HEARTLAND BANK is an FDIC-insured commercial bank headquartered in SOMERS, IA, established in Jan. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $267M and total deposits of $201M. Profitability stands at 2.12% ROA and 17.60% ROE, with a net interest margin of 4.89%. CET1 capital ratio: 13.85%, well above regulatory minimums. NPL ratio: 0.52% · Texas Ratio: 3.16%. Operates 5 domestic branches.
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