BanksPEOPLES SAVINGS AND LOAN COMPANY, THE

PEOPLES SAVINGS AND LOAN COMPANY, THE

BUCYRUS, OHSmallEst. Jan. 1, 1888, midnightFDIC #29813RSSD #605571FDIC
Latest · 2025-12-31

PEOPLES SAVINGS AND LOAN COMPANY, THE is an FDIC-insured commercial bank headquartered in BUCYRUS, OH, established in Jan. 1, 1888, midnight. As of 2025-12-31, the bank reported total assets of $156M and total deposits of $126M. Profitability stands at 0.39% ROA and 2.00% ROE, with a net interest margin of 2.76%. CET1 capital ratio: 19.38%, well above regulatory minimums. NPL ratio: 0.40% · Texas Ratio: 0.94%. Operates 2 domestic branches.

Assets
$156M
Deposits
$126M
Loans
$71M
Equity
$30M

Profitability

Return on Assets (ROA)0.39%
Return on Equity (ROE)2.00%
Net Interest Margin2.76%
Yield on Assets4.34%
Cost of Funds1.80%

Asset Quality

NPL Ratio0.40%
Net Charge-Off Ratio0.00%
Texas Ratio0.94%
NPA Ratio0.18%
ACL / Loans0.34%

Capital & Liquidity

CET1 Ratio19.38%
Tier 1 Capital19.38%
Total Capital Ratio20.35%
Leverage Ratio20.17%
Loan-to-Deposit56.69%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required