CENTRAL STATE BANK is an FDIC-insured commercial bank headquartered in STATE CENTER, IA, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $569M and total deposits of $478M. Profitability stands at 0.91% ROA and 9.54% ROE, with a net interest margin of 2.37%. CET1 capital ratio: 11.14%, well above regulatory minimums. NPL ratio: 0.17% · Texas Ratio: 1.27%. Operates 3 domestic branches.
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