BanksGARFIELD COUNTY BANK

GARFIELD COUNTY BANK

JORDAN, MTSmallEst. March 14, 1960, midnightFDIC #18164RSSD #608358FDIC
Latest · 2025-12-31

GARFIELD COUNTY BANK is an FDIC-insured commercial bank headquartered in JORDAN, MT, established in March 14, 1960, midnight. As of 2025-12-31, the bank reported total assets of $104M and total deposits of $87M. Profitability stands at 1.50% ROA and 9.50% ROE, with a net interest margin of 4.26%. CET1 capital ratio: 15.20%, well above regulatory minimums. NPL ratio: 1.03% · Texas Ratio: 3.01%. Operates 2 domestic branches.

Assets
$104M
Deposits
$87M
Loans
$48M
Equity
$16M

Profitability

Return on Assets (ROA)1.50%
Return on Equity (ROE)9.50%
Net Interest Margin4.26%
Yield on Assets5.84%
Cost of Funds1.75%

Asset Quality

NPL Ratio1.03%
Net Charge-Off Ratio0.70%
Texas Ratio3.01%
NPA Ratio0.48%
ACL / Loans1.48%

Capital & Liquidity

CET1 Ratio15.20%
Tier 1 Capital15.20%
Total Capital Ratio15.96%
Leverage Ratio15.86%
Loan-to-Deposit55.17%

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