FIRST NATIONAL BANK OF ELMER is an FDIC-insured commercial bank headquartered in ELMER, NJ, established in May 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $409M and total deposits of $368M. Profitability stands at 0.72% ROA and 7.63% ROE, with a net interest margin of 4.28%. CET1 capital ratio: 13.59%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 6 domestic branches.
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