BanksHANA BANK USA, NATIONAL ASSOCIATION

HANA BANK USA, NATIONAL ASSOCIATION

FORT LEE, NJMediumEst. Sept. 16, 1986, midnightFDIC #26790RSSD #609609OCC
Latest · 2025-12-31

HANA BANK USA, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in FORT LEE, NJ, established in Sept. 16, 1986, midnight. As of 2025-12-31, the bank reported total assets of $800M and total deposits of $564M. Profitability stands at 0.91% ROA and 4.35% ROE, with a net interest margin of 2.93%. CET1 capital ratio: 45.11%, well above regulatory minimums. NPL ratio: 0.01% · Texas Ratio: 0.02%. Operates 3 domestic branches.

Assets
$800M
Deposits
$564M
Loans
$479M
Equity
$214M

Profitability

Return on Assets (ROA)0.91%
Return on Equity (ROE)4.35%
Net Interest Margin2.93%
Yield on Assets5.51%
Cost of Funds3.11%

Asset Quality

NPL Ratio0.01%
Net Charge-Off Ratio-0.02%
Texas Ratio0.02%
NPA Ratio0.01%
ACL / Loans1.06%

Capital & Liquidity

CET1 Ratio45.11%
Tier 1 Capital45.11%
Total Capital Ratio46.21%
Leverage Ratio27.27%
Loan-to-Deposit84.87%

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