FIRST NATIONAL BANK OF GRAYSON, THE

FIRST NATIONAL BANK OF GRAYSON, THE is an FDIC-insured commercial bank headquartered in GRAYSON, KY, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $363M and total deposits of $316M. Profitability stands at 1.95% ROA and 16.71% ROE, with a net interest margin of 4.92%. CET1 capital ratio: 11.45%, well above regulatory minimums. NPL ratio: 1.47% · Texas Ratio: 7.60%. Operates 7 domestic branches.