BanksSOLUTIONS NORTH BANK

SOLUTIONS NORTH BANK

STOCKTON, KSSmallEst. Jan. 2, 1951, midnightFDIC #16971RSSD #612159FDIC
Latest · 2025-12-31

SOLUTIONS NORTH BANK is an FDIC-insured commercial bank headquartered in STOCKTON, KS, established in Jan. 2, 1951, midnight. As of 2025-12-31, the bank reported total assets of $472M and total deposits of $388M. Profitability stands at 1.06% ROA and 8.71% ROE, with a net interest margin of 4.17%. CET1 capital ratio: 13.17%, well above regulatory minimums. NPL ratio: 0.36% · Texas Ratio: 1.70%. Operates 5 domestic branches.

Assets
$472M
Deposits
$388M
Loans
$298M
Equity
$57M

Profitability

Return on Assets (ROA)1.06%
Return on Equity (ROE)8.71%
Net Interest Margin4.17%
Yield on Assets6.03%
Cost of Funds1.99%

Asset Quality

NPL Ratio0.36%
Net Charge-Off Ratio0.04%
Texas Ratio1.70%
NPA Ratio0.22%
ACL / Loans1.74%

Capital & Liquidity

CET1 Ratio13.17%
Tier 1 Capital13.17%
Total Capital Ratio14.42%
Leverage Ratio10.50%
Loan-to-Deposit76.70%

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