EXCHANGE BANK is an FDIC-insured commercial bank headquartered in MILLEDGEVILLE, GA, established in June 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $425M and total deposits of $345M. Profitability stands at 0.82% ROA and 7.50% ROE, with a net interest margin of 4.47%. CET1 capital ratio: 10.75%, well above regulatory minimums. NPL ratio: 0.22% · Texas Ratio: 1.15%.
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