FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK is an FDIC-insured commercial bank headquartered in KILLEEN, TX, established in Feb. 27, 1901, midnight. As of 2025-12-31, the bank reported total assets of $4.5B and total deposits of $4.0B. Profitability stands at 1.06% ROA and 16.54% ROE, with a net interest margin of 3.64%. CET1 capital ratio: 19.12%, well above regulatory minimums. NPL ratio: 0.57% · Texas Ratio: 4.14%. Operates 354 domestic branches.
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