STATE BANK AND TRUST COMPANY, THE

STATE BANK AND TRUST COMPANY, THE is an FDIC-insured commercial bank headquartered in DEFIANCE, OH, established in March 28, 1902, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.3B. Profitability stands at 1.23% ROA and 11.90% ROE, with a net interest margin of 3.74%. CET1 capital ratio: 11.78%, well above regulatory minimums. NPL ratio: 0.39% · Texas Ratio: 2.65%. Operates 28 domestic branches.