BanksFIRST STATE BANK OF MALTA, THE

FIRST STATE BANK OF MALTA, THE

MALTA, MTSmallEst. March 4, 1903, midnightFDIC #1982RSSD #615253FED
Latest · 2025-12-31

FIRST STATE BANK OF MALTA, THE is an FDIC-insured commercial bank headquartered in MALTA, MT, established in March 4, 1903, midnight. As of 2025-12-31, the bank reported total assets of $201M and total deposits of $176M. Profitability stands at 0.61% ROA and 4.83% ROE, with a net interest margin of 3.06%. CET1 capital ratio: 11.89%, well above regulatory minimums. NPL ratio: 2.83% · Texas Ratio: 6.57%. Operates 1 domestic branch.

Assets
$201M
Deposits
$176M
Loans
$60M
Equity
$24M

Profitability

Return on Assets (ROA)0.61%
Return on Equity (ROE)4.83%
Net Interest Margin3.06%
Yield on Assets4.90%
Cost of Funds1.95%

Asset Quality

NPL Ratio2.83%
Net Charge-Off Ratio-0.22%
Texas Ratio6.57%
NPA Ratio0.84%
ACL / Loans3.18%

Capital & Liquidity

CET1 Ratio11.89%
Tier 1 Capital11.89%
Total Capital Ratio12.49%
Leverage Ratio14.86%
Loan-to-Deposit33.95%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required