FARMERS STATE BANK, THE is an FDIC-insured commercial bank headquartered in WESTMORELAND, KS, established in Jan. 1, 1898, midnight. As of 2025-12-31, the bank reported total assets of $235M and total deposits of $204M. Profitability stands at 0.81% ROA and 6.33% ROE, with a net interest margin of 3.76%. CET1 capital ratio: 12.96%, well above regulatory minimums. NPL ratio: 0.88% · Texas Ratio: 3.78%. Operates 3 domestic branches.
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