BanksTRAILWEST BANK

TRAILWEST BANK

LOLO, MTLargeEst. May 17, 1982, midnightFDIC #23806RSSD #615954FDIC
Latest · 2025-12-31

TRAILWEST BANK is an FDIC-insured commercial bank headquartered in LOLO, MT, established in May 17, 1982, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $812M. Profitability stands at 2.17% ROA and 25.58% ROE, with a net interest margin of 4.49%. CET1 capital ratio: 10.56%, well above regulatory minimums. NPL ratio: 0.15% · Texas Ratio: 1.26%. Operates 15 domestic branches.

Assets
$1.1B
Deposits
$812M
Loans
$875M
Equity
$89M

Profitability

Return on Assets (ROA)2.17%
Return on Equity (ROE)25.58%
Net Interest Margin4.49%
Yield on Assets6.40%
Cost of Funds1.94%

Asset Quality

NPL Ratio0.15%
Net Charge-Off Ratio0.03%
Texas Ratio1.26%
NPA Ratio0.12%
ACL / Loans1.31%

Capital & Liquidity

CET1 Ratio10.56%
Tier 1 Capital10.56%
Total Capital Ratio11.82%
Leverage Ratio8.64%
Loan-to-Deposit107.78%

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