FNB BANK is an FDIC-insured commercial bank headquartered in FONTANELLE, IA, established in Aug. 23, 1905, midnight. As of 2025-12-31, the bank reported total assets of $274M and total deposits of $212M. Profitability stands at 1.22% ROA and 8.00% ROE, with a net interest margin of 4.09%. CET1 capital ratio: 14.03%, well above regulatory minimums. NPL ratio: 0.02% · Texas Ratio: 0.09%. Operates 5 domestic branches.
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