BanksFIRST NATIONAL BANK OF JEANERETTE, THE

FIRST NATIONAL BANK OF JEANERETTE, THE

JEANERETTE, LAMediumEst. June 5, 1905, midnightFDIC #4290RSSD #622037OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF JEANERETTE, THE is an FDIC-insured commercial bank headquartered in JEANERETTE, LA, established in June 5, 1905, midnight. As of 2025-12-31, the bank reported total assets of $631M and total deposits of $570M. Profitability stands at 2.31% ROA and 24.85% ROE, with a net interest margin of 5.04%. CET1 capital ratio: 12.14%, well above regulatory minimums. NPL ratio: 0.14% · Texas Ratio: 4.93%. Operates 9 domestic branches.

Assets
$631M
Deposits
$570M
Loans
$501M
Equity
$58M

Profitability

Return on Assets (ROA)2.31%
Return on Equity (ROE)24.85%
Net Interest Margin5.04%
Yield on Assets6.86%
Cost of Funds1.92%

Asset Quality

NPL Ratio0.14%
Net Charge-Off Ratio0.01%
Texas Ratio4.93%
NPA Ratio0.51%
ACL / Loans1.56%

Capital & Liquidity

CET1 Ratio12.14%
Tier 1 Capital12.14%
Total Capital Ratio13.40%
Leverage Ratio9.60%
Loan-to-Deposit87.88%

This is just the summary.

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