BanksVALLEY BANK OF RONAN

VALLEY BANK OF RONAN

RONAN, MTSmallEst. Feb. 21, 1984, midnightFDIC #24966RSSD #624956FED
Latest · 2025-12-31

VALLEY BANK OF RONAN is an FDIC-insured commercial bank headquartered in RONAN, MT, established in Feb. 21, 1984, midnight. As of 2025-12-31, the bank reported total assets of $203M and total deposits of $184M. Profitability stands at 1.18% ROA and 12.35% ROE, with a net interest margin of 4.96%. CET1 capital ratio: 13.94%, well above regulatory minimums. NPL ratio: 0.30% · Texas Ratio: 1.94%. Operates 7 domestic branches.

Assets
$203M
Deposits
$184M
Loans
$139M
Equity
$19M

Profitability

Return on Assets (ROA)1.18%
Return on Equity (ROE)12.35%
Net Interest Margin4.96%
Yield on Assets6.20%
Cost of Funds1.26%

Asset Quality

NPL Ratio0.30%
Net Charge-Off Ratio0.00%
Texas Ratio1.94%
NPA Ratio0.21%
ACL / Loans1.64%

Capital & Liquidity

CET1 Ratio13.94%
Tier 1 Capital13.94%
Total Capital Ratio15.20%
Leverage Ratio9.23%
Loan-to-Deposit75.65%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required