NORTHERN STATE BANK is an FDIC-insured commercial bank headquartered in ASHLAND, WI, established in Sept. 5, 1933, midnight. As of 2025-12-31, the bank reported total assets of $331M and total deposits of $297M. Profitability stands at 1.77% ROA and 17.50% ROE, with a net interest margin of 4.01%. CET1 capital ratio: 17.67%, well above regulatory minimums. NPL ratio: 0.88% · Texas Ratio: 3.86%. Operates 7 domestic branches.
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