Banks BANK OF HAZLEHURST

BANK OF HAZLEHURST

HAZLEHURST, GA Small Est. Jan. 1, 1906, midnight FDIC #149 RSSD #628039 FDIC
Latest · 2025-12-31

BANK OF HAZLEHURST is an FDIC-insured commercial bank headquartered in HAZLEHURST, GA, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $144M and total deposits of $127M. Profitability stands at 2.26% ROA and 20.64% ROE, with a net interest margin of 4.96%. CET1 capital ratio: 31.65%, well above regulatory minimums. NPL ratio: 1.16% · Texas Ratio: 3.40%.

Assets
$144M
Deposits
$127M
Loans
$54M
Equity
$16M

Profitability

Return on Assets (ROA)2.26%
Return on Equity (ROE)20.64%
Net Interest Margin4.96%
Yield on Assets5.33%
Cost of Funds0.38%

Asset Quality

NPL Ratio1.16%
Net Charge-Off Ratio-0.29%
Texas Ratio3.40%
NPA Ratio0.44%
ACL / Loans3.97%

Capital & Liquidity

CET1 Ratio31.65%
Tier 1 Capital31.65%
Total Capital Ratio32.92%
Leverage Ratio14.23%
Loan-to-Deposit42.57%

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