Banks BANK OF CAVE CITY

BANK OF CAVE CITY

CAVE CITY, AR Small Est. July 1, 1906, midnight FDIC #105 RSSD #629148 FED
Latest · 2025-12-31

BANK OF CAVE CITY is an FDIC-insured commercial bank headquartered in CAVE CITY, AR, established in July 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $190M and total deposits of $167M. Profitability stands at 0.99% ROA and 16.36% ROE, with a net interest margin of 4.46%. CET1 capital ratio: 21.86%, well above regulatory minimums. NPL ratio: 1.98% · Texas Ratio: 21.41%.

Assets
$190M
Deposits
$167M
Loans
$124M
Equity
$12M

Profitability

Return on Assets (ROA)0.99%
Return on Equity (ROE)16.36%
Net Interest Margin4.46%
Yield on Assets6.48%
Cost of Funds2.01%

Asset Quality

NPL Ratio1.98%
Net Charge-Off Ratio0.01%
Texas Ratio21.41%
NPA Ratio1.42%
ACL / Loans0.67%

Capital & Liquidity

CET1 Ratio21.86%
Tier 1 Capital21.86%
Total Capital Ratio23.11%
Leverage Ratio8.41%
Loan-to-Deposit74.25%

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