FIRST LIBERTY BANK is an FDIC-insured commercial bank headquartered in LIBERTY, TX, established in Jan. 1, 1913, midnight. As of 2025-12-31, the bank reported total assets of $866M and total deposits of $750M. Profitability stands at 1.45% ROA and 12.76% ROE, with a net interest margin of 4.99%. CET1 capital ratio: 15.90%, well above regulatory minimums. NPL ratio: 0.30% · Texas Ratio: 1.79%. Operates 11 domestic branches.
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