FIRST LOCKHART BANK is an FDIC-insured commercial bank headquartered in LOCKHART, TX, established in Jan. 9, 1934, midnight. As of 2025-12-31, the bank reported total assets of $398M and total deposits of $358M. Profitability stands at 1.05% ROA and 11.10% ROE, with a net interest margin of 4.63%. CET1 capital ratio: 9.39%. NPL ratio: 0.09% · Texas Ratio: 2.07%. Operates 4 domestic branches.
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