BanksPENTUCKET BANK

PENTUCKET BANK

HAVERHILL, MALargeEst. Jan. 1, 1891, midnightFDIC #90208RSSD #635907FDIC
Latest · 2025-12-31

PENTUCKET BANK is an FDIC-insured commercial bank headquartered in HAVERHILL, MA, established in Jan. 1, 1891, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $880M. Profitability stands at 0.36% ROA and 3.49% ROE, with a net interest margin of 2.79%. CET1 capital ratio: 10.37%, well above regulatory minimums. NPL ratio: 0.71% · Texas Ratio: 5.09%. Operates 6 domestic branches.

Assets
$1.1B
Deposits
$880M
Loans
$898M
Equity
$115M

Profitability

Return on Assets (ROA)0.36%
Return on Equity (ROE)3.49%
Net Interest Margin2.79%
Yield on Assets5.08%
Cost of Funds2.38%

Asset Quality

NPL Ratio0.71%
Net Charge-Off Ratio0.00%
Texas Ratio5.09%
NPA Ratio0.57%
ACL / Loans1.05%

Capital & Liquidity

CET1 Ratio10.37%
Tier 1 Capital10.37%
Total Capital Ratio10.89%
Leverage Ratio11.29%
Loan-to-Deposit102.05%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required