BanksMUTUAL SAVINGS ASSOCIATION

MUTUAL SAVINGS ASSOCIATION

LEAVENWORTH, KSSmallEst. Jan. 1, 1888, midnightFDIC #29988RSSD #636276FDIC
Latest · 2025-12-31

MUTUAL SAVINGS ASSOCIATION is an FDIC-insured commercial bank headquartered in LEAVENWORTH, KS, established in Jan. 1, 1888, midnight. As of 2025-12-31, the bank reported total assets of $403M and total deposits of $252M. Profitability stands at 1.07% ROA and 4.72% ROE, with a net interest margin of 3.90%. CET1 capital ratio: 30.82%, well above regulatory minimums. NPL ratio: 0.44% · Texas Ratio: 1.32%. Operates 6 domestic branches.

Assets
$403M
Deposits
$252M
Loans
$277M
Equity
$89M

Profitability

Return on Assets (ROA)1.07%
Return on Equity (ROE)4.72%
Net Interest Margin3.90%
Yield on Assets5.96%
Cost of Funds2.48%

Asset Quality

NPL Ratio0.44%
Net Charge-Off Ratio0.12%
Texas Ratio1.32%
NPA Ratio0.30%
ACL / Loans1.03%

Capital & Liquidity

CET1 Ratio30.82%
Tier 1 Capital30.82%
Total Capital Ratio31.87%
Leverage Ratio23.44%
Loan-to-Deposit109.87%

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