BanksFIRST NATIONAL BANK OF DIGHTON, THE

FIRST NATIONAL BANK OF DIGHTON, THE

DIGHTON, KSMicroEst. May 2, 1888, midnightFDIC #4654RSSD #636753OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF DIGHTON, THE is an FDIC-insured commercial bank headquartered in DIGHTON, KS, established in May 2, 1888, midnight. As of 2025-12-31, the bank reported total assets of $80M and total deposits of $62M. Profitability stands at 0.57% ROA and 3.71% ROE, with a net interest margin of 3.59%. CET1 capital ratio: 21.65%, well above regulatory minimums. NPL ratio: 2.58% · Texas Ratio: 10.43%. Operates 1 domestic branch.

Assets
$80M
Deposits
$62M
Loans
$53M
Equity
$13M

Profitability

Return on Assets (ROA)0.57%
Return on Equity (ROE)3.71%
Net Interest Margin3.59%
Yield on Assets5.14%
Cost of Funds1.90%

Asset Quality

NPL Ratio2.58%
Net Charge-Off Ratio0.09%
Texas Ratio10.43%
NPA Ratio1.72%
ACL / Loans1.33%

Capital & Liquidity

CET1 Ratio21.65%
Tier 1 Capital21.65%
Total Capital Ratio22.90%
Leverage Ratio16.15%
Loan-to-Deposit85.68%

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