INDEPENDENT BANK is an FDIC-insured commercial bank headquartered in GRAND RAPIDS, MI, established in Jan. 1, 1890, midnight. As of 2025-12-31, the bank reported total assets of $5.5B and total deposits of $4.8B. Profitability stands at 1.38% ROA and 15.64% ROE, with a net interest margin of 3.71%. CET1 capital ratio: 11.24%, well above regulatory minimums. NPL ratio: 0.77% · Texas Ratio: 6.11%. Operates 59 domestic branches.
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