BanksFIRST BANK OF OWASSO

FIRST BANK OF OWASSO

OWASSO, OKMediumEst. Sept. 8, 1962, midnightFDIC #18592RSSD #637554FDIC
Latest · 2025-12-31

FIRST BANK OF OWASSO is an FDIC-insured commercial bank headquartered in OWASSO, OK, established in Sept. 8, 1962, midnight. As of 2025-12-31, the bank reported total assets of $584M and total deposits of $487M. Profitability stands at 3.24% ROA and 20.06% ROE, with a net interest margin of 5.48%. CET1 capital ratio: 18.61%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 3 domestic branches.

Assets
$584M
Deposits
$487M
Loans
$470M
Equity
$97M

Profitability

Return on Assets (ROA)3.24%
Return on Equity (ROE)20.06%
Net Interest Margin5.48%
Yield on Assets7.22%
Cost of Funds1.91%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.39%

Capital & Liquidity

CET1 Ratio18.61%
Tier 1 Capital18.61%
Total Capital Ratio19.86%
Leverage Ratio16.72%
Loan-to-Deposit96.67%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required