Banks BANK OF DICKSON

BANK OF DICKSON

DICKSON, TN Small Est. May 26, 1954, midnight FDIC #17327 RSSD #638131 FDIC
Latest · 2025-12-31

BANK OF DICKSON is an FDIC-insured commercial bank headquartered in DICKSON, TN, established in May 26, 1954, midnight. As of 2025-12-31, the bank reported total assets of $278M and total deposits of $249M. Profitability stands at 0.79% ROA and 8.02% ROE, with a net interest margin of 3.44%. CET1 capital ratio: 10.07%, well above regulatory minimums. NPL ratio: 0.07% · Texas Ratio: 5.28%.

Assets
$278M
Deposits
$249M
Loans
$174M
Equity
$28M

Profitability

Return on Assets (ROA)0.79%
Return on Equity (ROE)8.02%
Net Interest Margin3.44%
Yield on Assets4.67%
Cost of Funds1.26%

Asset Quality

NPL Ratio0.07%
Net Charge-Off Ratio0.01%
Texas Ratio5.28%
NPA Ratio0.57%
ACL / Loans1.04%

Capital & Liquidity

CET1 Ratio10.07%
Tier 1 Capital10.07%
Total Capital Ratio10.57%
Leverage Ratio11.46%
Loan-to-Deposit69.92%

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