Banks FEDERATED BANK

FEDERATED BANK

ONARGA, IL Small Est. Jan. 1, 1918, midnight FDIC #10464 RSSD #640143 FDIC
Latest · 2025-12-31

FEDERATED BANK is an FDIC-insured commercial bank headquartered in ONARGA, IL, established in Jan. 1, 1918, midnight. As of 2025-12-31, the bank reported total assets of $135M and total deposits of $114M. Profitability stands at 0.75% ROA and 5.05% ROE, with a net interest margin of 5.15%. CET1 capital ratio: 12.41%, well above regulatory minimums. NPL ratio: 0.05% · Texas Ratio: 3.58%.

Assets
$135M
Deposits
$114M
Loans
$82M
Equity
$20M

Profitability

Return on Assets (ROA)0.75%
Return on Equity (ROE)5.05%
Net Interest Margin5.15%
Yield on Assets6.25%
Cost of Funds1.20%

Asset Quality

NPL Ratio0.05%
Net Charge-Off Ratio-0.01%
Texas Ratio3.58%
NPA Ratio0.54%
ACL / Loans0.91%

Capital & Liquidity

CET1 Ratio12.41%
Tier 1 Capital12.41%
Total Capital Ratio13.24%
Leverage Ratio9.06%
Loan-to-Deposit71.53%

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