FIRST TRUST AND SAVINGS BANK is an FDIC-insured commercial bank headquartered in WHEATLAND, IA, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $300M and total deposits of $253M. Profitability stands at 0.67% ROA and 6.55% ROE, with a net interest margin of 4.10%. CET1 capital ratio: 10.25%, well above regulatory minimums. NPL ratio: 1.86% · Texas Ratio: 14.47%. Operates 8 domestic branches.
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