FIRST BANK & TRUST COMPANY is an FDIC-insured commercial bank headquartered in PERRY, OK, established in Feb. 21, 1934, midnight. As of 2025-12-31, the bank reported total assets of $245M and total deposits of $219M. Profitability stands at 1.33% ROA and 13.22% ROE, with a net interest margin of 4.56%. CET1 capital ratio: 10.19%, well above regulatory minimums. NPL ratio: 1.58% · Texas Ratio: 8.58%. Operates 4 domestic branches.
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