MERCHANTS AND FARMERS BANK is an FDIC-insured commercial bank headquartered in DUMAS, AR, established in May 10, 1909, midnight. As of 2025-12-31, the bank reported total assets of $271M and total deposits of $231M. Profitability stands at 1.33% ROA and 12.86% ROE, with a net interest margin of 5.29%. CET1 capital ratio: 12.64%, well above regulatory minimums. NPL ratio: 1.50% · Texas Ratio: 10.79%. Operates 3 domestic branches.
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