BanksFIRST NATIONAL BANK OF QUITAQUE, THE

FIRST NATIONAL BANK OF QUITAQUE, THE

QUITAQUE, TXSmallEst. Aug. 20, 1920, midnightFDIC #3401RSSD #644963OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF QUITAQUE, THE is an FDIC-insured commercial bank headquartered in QUITAQUE, TX, established in Aug. 20, 1920, midnight. As of 2025-12-31, the bank reported total assets of $156M and total deposits of $138M. Profitability stands at 1.81% ROA and 16.82% ROE, with a net interest margin of 4.08%. CET1 capital ratio: 10.73%, well above regulatory minimums. NPL ratio: 1.56% · Texas Ratio: 5.47%. Operates 3 domestic branches.

Assets
$156M
Deposits
$138M
Loans
$62M
Equity
$17M

Profitability

Return on Assets (ROA)1.81%
Return on Equity (ROE)16.82%
Net Interest Margin4.08%
Yield on Assets6.07%
Cost of Funds2.08%

Asset Quality

NPL Ratio1.56%
Net Charge-Off Ratio0.58%
Texas Ratio5.47%
NPA Ratio0.62%
ACL / Loans1.53%

Capital & Liquidity

CET1 Ratio10.73%
Tier 1 Capital10.73%
Total Capital Ratio11.27%
Leverage Ratio10.78%
Loan-to-Deposit45.03%

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