BanksBANK NORTHWEST

BANK NORTHWEST

HAMILTON, MOSmallEst. Aug. 4, 1945, midnightFDIC #16601RSSD #645157FDIC
Latest · 2025-12-31

BANK NORTHWEST is an FDIC-insured commercial bank headquartered in HAMILTON, MO, established in Aug. 4, 1945, midnight. As of 2025-12-31, the bank reported total assets of $223M and total deposits of $199M. Profitability stands at 2.53% ROA and 24.75% ROE, with a net interest margin of 5.35%. CET1 capital ratio: 10.22%, well above regulatory minimums. NPL ratio: 0.18% · Texas Ratio: 1.25%. Operates 5 domestic branches.

Assets
$223M
Deposits
$199M
Loans
$169M
Equity
$23M

Profitability

Return on Assets (ROA)2.53%
Return on Equity (ROE)24.75%
Net Interest Margin5.35%
Yield on Assets6.99%
Cost of Funds1.69%

Asset Quality

NPL Ratio0.18%
Net Charge-Off Ratio0.08%
Texas Ratio1.25%
NPA Ratio0.14%
ACL / Loans0.96%

Capital & Liquidity

CET1 Ratio10.22%
Tier 1 Capital10.22%
Total Capital Ratio10.73%
Leverage Ratio10.73%
Loan-to-Deposit84.83%

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