FARMERS TRUST & SAVINGS BANK is an FDIC-insured commercial bank headquartered in EARLING, IA, established in Jan. 1, 1892, midnight. As of 2025-12-31, the bank reported total assets of $144M and total deposits of $130M. Profitability stands at 1.67% ROA and 17.90% ROE, with a net interest margin of 3.96%. CET1 capital ratio: 13.82%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 3 domestic branches.
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