BanksFIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION

FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION

GAFFNEY, SCMediumEst. Jan. 1, 1933, midnightFDIC #28859RSSD #646172OCC
Latest · 2025-12-31

FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in GAFFNEY, SC, established in Jan. 1, 1933, midnight. As of 2025-12-31, the bank reported total assets of $581M and total deposits of $409M. Profitability stands at 1.62% ROA and 5.63% ROE, with a net interest margin of 5.10%. CET1 capital ratio: 28.74%, well above regulatory minimums. NPL ratio: 0.73% · Texas Ratio: 2.12%. Operates 7 domestic branches.

Assets
$581M
Deposits
$409M
Loans
$504M
Equity
$167M

Profitability

Return on Assets (ROA)1.62%
Return on Equity (ROE)5.63%
Net Interest Margin5.10%
Yield on Assets5.74%
Cost of Funds0.85%

Asset Quality

NPL Ratio0.73%
Net Charge-Off Ratio0.00%
Texas Ratio2.12%
NPA Ratio0.63%
ACL / Loans1.19%

Capital & Liquidity

CET1 Ratio28.74%
Tier 1 Capital28.74%
Total Capital Ratio30.18%
Leverage Ratio28.72%
Loan-to-Deposit123.32%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required