FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in GAFFNEY, SC, established in Jan. 1, 1933, midnight. As of 2025-12-31, the bank reported total assets of $581M and total deposits of $409M. Profitability stands at 1.62% ROA and 5.63% ROE, with a net interest margin of 5.10%. CET1 capital ratio: 28.74%, well above regulatory minimums. NPL ratio: 0.73% · Texas Ratio: 2.12%. Operates 7 domestic branches.
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