BanksFARMERS STATE BANK, THE

FARMERS STATE BANK, THE

QUINTON, OKSmallEst. March 8, 1908, midnightFDIC #404RSSD #647759FED
Latest · 2025-12-31

FARMERS STATE BANK, THE is an FDIC-insured commercial bank headquartered in QUINTON, OK, established in March 8, 1908, midnight. As of 2025-12-31, the bank reported total assets of $191M and total deposits of $181M. Profitability stands at 0.88% ROA and 19.73% ROE, with a net interest margin of 5.36%. CET1 capital ratio: 12.67%, well above regulatory minimums. NPL ratio: 0.60% · Texas Ratio: 7.01%. Operates 4 domestic branches.

Assets
$191M
Deposits
$181M
Loans
$129M
Equity
$9M

Profitability

Return on Assets (ROA)0.88%
Return on Equity (ROE)19.73%
Net Interest Margin5.36%
Yield on Assets7.04%
Cost of Funds1.64%

Asset Quality

NPL Ratio0.60%
Net Charge-Off Ratio0.28%
Texas Ratio7.01%
NPA Ratio0.40%
ACL / Loans1.50%

Capital & Liquidity

CET1 Ratio12.67%
Tier 1 Capital12.67%
Total Capital Ratio13.92%
Leverage Ratio8.90%
Loan-to-Deposit71.16%

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