Banks ROCHELLE STATE BANK

ROCHELLE STATE BANK

ROCHELLE, GA Micro Est. Jan. 1, 1934, midnight FDIC #16609 RSSD #649632 FDIC
Latest · 2025-12-31

ROCHELLE STATE BANK is an FDIC-insured commercial bank headquartered in ROCHELLE, GA, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $78M and total deposits of $71M. Profitability stands at 0.21% ROA and 2.48% ROE, with a net interest margin of 3.81%. CET1 capital ratio: 10.99%, well above regulatory minimums. NPL ratio: 2.12% · Texas Ratio: 16.11%.

Assets
$78M
Deposits
$71M
Loans
$55M
Equity
$7M

Profitability

Return on Assets (ROA)0.21%
Return on Equity (ROE)2.48%
Net Interest Margin3.81%
Yield on Assets6.68%
Cost of Funds2.95%

Asset Quality

NPL Ratio2.12%
Net Charge-Off Ratio0.04%
Texas Ratio16.11%
NPA Ratio1.50%
ACL / Loans1.04%

Capital & Liquidity

CET1 Ratio10.99%
Tier 1 Capital10.99%
Total Capital Ratio12.00%
Leverage Ratio8.47%
Loan-to-Deposit77.78%

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