Banks FARMERS-MERCHANTS BANK & TRUST COMPANY

FARMERS-MERCHANTS BANK & TRUST COMPANY

BREAUX BRIDGE, LA Small Est. Jan. 1, 1932, midnight FDIC #9327 RSSD #653134 FDIC
Latest · 2025-12-31

FARMERS-MERCHANTS BANK & TRUST COMPANY is an FDIC-insured commercial bank headquartered in BREAUX BRIDGE, LA, established in Jan. 1, 1932, midnight. As of 2025-12-31, the bank reported total assets of $467M and total deposits of $342M. Profitability stands at 1.96% ROA and 14.99% ROE, with a net interest margin of 4.50%. CET1 capital ratio: 12.96%, well above regulatory minimums. NPL ratio: 0.63% · Texas Ratio: 3.06%.

Assets
$467M
Deposits
$342M
Loans
$248M
Equity
$61M

Profitability

Return on Assets (ROA)1.96%
Return on Equity (ROE)14.99%
Net Interest Margin4.50%
Yield on Assets5.73%
Cost of Funds1.56%

Asset Quality

NPL Ratio0.63%
Net Charge-Off Ratio0.11%
Texas Ratio3.06%
NPA Ratio0.42%
ACL / Loans1.38%

Capital & Liquidity

CET1 Ratio12.96%
Tier 1 Capital12.96%
Total Capital Ratio13.61%
Leverage Ratio13.99%
Loan-to-Deposit72.63%

This is just the summary.

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